First Time Home Buyer Consultation
First Time
Home Buyer?
Let Us Help Prepare You For One of Life's Biggest Events
First Time Home Buyers, Please Fill Out The Information Below and We Will Help Guide You Through The Process.
Loan Type
Expert Guidance
We will review your questions and help guide you through your first Home Loan Process. We are there for you from first call, to first key turn and long after.
Superior Rates
Let Us Shop The Market For You. We Know Our Loan Products and Compare Rates Across 1000's of Lenders to Find You The Best Rate For Your Loan.
Down Payment Assistance
DPA Is designed to provide down payment assistance in the form of a grant equal to 2% or 3.5% of the home price on an eligible FHA purchase. For more options, bring in your own down payment with as little as 3% of the home's sale price to maximize your buying power, interest rates and costs.
First Time Home Buyer's FAQ's
How Much Home Can I Afford?
When we go over your Mortgage Consultation We use our Home Affordability program that will let us guide you through multiple loan scenarios. We will also be able to quote payments, including Principal, Interest, insurance and taxes.
What is The Down Payment Required?
Down-payments range on average from 3% up to 20%. Conventional Loans start at 3%, FHA Loans start at 3.5%, while USDA and VA Loans start at 0% down!
Should I Go Talk To My Bank First?
No! Banks are limited to their lending options. We are Brokers, not Bankers. We work for the borrower (YOU). Our purpose is to guide you through the loan process and find you the best loan for your needs.
What Does My Credit Score Need to Be?
Credit is important, however we have proprietary tools to help analyze and increase your credit score. Let us do a credit analysis with you today!
Should I Meet With A Realtor First?
The first step is the Pre-Approval. Once we know your home purchasing power, you can interview buyers agents to find the right one, or meet one of our referral partners.
I Just Started a New Job,
Can I Qualify?
Most of the time, Yes! We have multiple avenues to use your new job's income to provide you with a Pre-Approval. Relocating to one of our licensed territories, easy! Just graduated college? Employer offer letter and transcripts are all we need.
Pre-Approval Process
Fast Track
Found a new home and ready to go? Use our Fast Track service to find your way home quick and easy!
Fast Track Program
Already Under Contract?
Ready To Make an Offer?
Need a Faster Lender in Your Life?
SATORI MORTGAGE
NMLS # 4190
Mortgage Broker
2808 West Broadway
Minneapolis, MN 55411
(866) 405-3697
info@satorimortgage.com
Complaints may be directed to:
Phone: (855) 906-6784 or
Email: compliance@satorimortgage.com
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Copyright ©2022 Satori Mortgage. NMLS# 4190. 2808 West Broadway Minneapolis, MN 55411 (866) 405-3697. All rights reserved. This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates and programs are subject to change without notice. All products are subject to credit and property approval. Other restrictions and limitations may apply.
CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.
THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV