All loans are subject to credit approval. Interest rates are subject to change daily and without notice. Current interest rates shown our indicative of market conditions and individual qualifications and will vary upon your lock-in period, loan type, credit score, purpose and loan to value. Rates and APRs are based on the following assumptions: 60% LTV, 740+ credit, single family residence, owner-occupied, purchase or rate/term transaction, $250k+ loan amount, no subordinate financing. The statement of current loan terms and conditions is not an offer to enter into an interest rate or discount point agreement. Any such offer may be made only pursuant to subdivisions 3 and 4 of Minnesota Statutes Section 47.206 and Florida Chapter 69V-40.